The FBM 401(k) Profit Sharing Plan and Trust, administered by Charles Schwab, offers a variety of investment options. The company generously matches employee 401(k) contributions to help grow your retirement savings.
Newly hired employees are automatically enrolled at 5% pre-tax after they’ve completed 60 days of employment with the company. You can choose to increase or decrease your contribution percentage or decline participation altogether.
FBM offers a variety of investment options through the Employee Stock Purchase Plan (ESPP) and the Banking & Investing Program. You also have access to financial workshops to help you save for your future.
With the FREE Bank of America Banking program, you will have access to a dedicated team of specialists who can provide financial education and guidance. Eligible employees can also enroll in the Preferred Rewards program where you can receive exclusive benefits and rewards to help you save money now and for the future.
As an FBM employee, you are eligible to participate in the Bank of America Employee Banking and Investing Program. You are eligible to enroll in the Preferred Rewards program if you:
Note: Your program eligibility will be reviewed annually one month after your anniversary date.
You must complete the enrollment process for the program. To get started visit promo.bankofamerica.com/BIP/#/fbm.
Once you complete the enrollment steps, Bank of America will confirm your direct deposit and enrollment within 60 days. If you are already enrolled, you will see a Preferred Rewards indicator in your online banking and on your banking statement.
Note: You do not have to meet the $20,000 balance requirement for the Preferred Rewards program.
Supporting your financial wellbeing, wherever you are on your journey.
Watch to learn how to get started or keep going on your retirement planning journey. The workshop includes information on your plan setup, contribution types, and choosing a savings and investment approach.
Your goals and ambitions may have no limits, but budgets matter. This workshop will share practical tips to help you:
Take control of your financial future by learning how to make your money work smarter for you.
Build confidence is your investing journey by understanding the fundamentals and creating a clear path forward.
| DATE | TIME | TOPIC | LINK |
|---|---|---|---|
| Available On-Demand (No Set Date or Time) | Your Retirement Roadmap + Web Demo | Watch Now | |
| 4/15/26 | 10 AM – 11 AM PST (1 PM – 2 PM EST) |
Smart Spending: Living Well Without Overspending | Register Now |
| 7/15/26 | 10 AM – 11 AM PST (1 PM – 2 PM EST) |
Smart Saving: Building a strong financial foundation | Register Now |
| 10/21/26 | 10 AM – 11 AM PST (1 PM – 2 PM EST) |
Smart Investing: Putting Your Money to Work for You | Register Now |
(800) 724-7526
Monday – Friday
7:00 AM – 11:00 PM EST
workplace.schwab.com
(888) 383-7200
go.bofa.com/FBM promo.bankofamerica.com/BIP/#/fbm merrilledge.com/mobile-investing
